Financial Calculators

## Future Value Of Annuity Calculator

The Future Value of Annuity Calculator can be used to find the future value of a set of equal cash flows at a particular date.

## future value of annuity calculator

Type of Annuity
\$
Payment Friquency
years
%
Result
? \$

 ◦What is an annuity? ◦Different types of annuities ◦How do you use our annuity calculator

## What is an annuity?

An annuity is a type of financial construction that includes a series of payments over a specified period. The flow of money can be in any direction (i.e. the money being paid directly to you or the money being paid to someone else). Annuities must meet two conditions. The payments are equal and made at regular intervals. A 10-year annuity is, for example, 200 dollars at the end of each of the next ten years.
When you deal with an annuity there are two things to consider: the current as well as the future value of the annuity.

## Different types of annuities

Annuities can be classified in many ways. A life annuity is a type of annuity that pays for the remainder of the buyer's (or the beneficiary's) life. This type of annuity can only be paid in certain circumstances. It is also known as a contingent (i.e. it is dependent on the length of time that the annuitant is alive). We call it a guaranteed or certain annuity if the contract clearly specifies the time period.
Variability in payments is another distinguishing feature of annuities. There are fixed annuities where the payments are consistent, but there are also variable Annuities that allow you to accumulate the funds and then invest the proceeds on a tax-deferred basis. There are also equity-indexed annuities where the payments are linked with an index.
Annuities can be distinguished from present-day calculators by the timing of payments.
There are two types of annuities in this context:
• An ordinary annuity or deferred annuity: Payments are made at the end of the period - student loans, mortgages, car loans, and mortgages are all conventionally ordinary annuities.
• Annuity due: Payments are made at each period's beginning - rent lease payments, life and insurance premiums, and lottery payouts (if you're lucky enough to win one!)
• It is easiest to see the differences between these types by using a simple example. Let's say you make 100 annual deposits of \$100 for three years. The interest rate is 5%. You have a \$100 3-year, 5% annuity.
Payment Amount = 100 dollars
Interest Rate = 5%
Annuity Term = 3 years

## How do you use our annuity calculator

We hope you found the following section helpful in understanding how an ordinary annuity works. To solve more complex financial problems, you can use our future value calculator. This section explains how to use the calculator and provides a mathematical background.
Let's start by taking a look at some of the terms and parameters that you might encounter in our calculator.
• The payment amount (PMT ) refers to the cash flow (cash flow) that was paid in or out for each period.
• The annual nominal interest rate (r) can be expressed in percentages.
• The annuity's term is the duration of the annuity.
• The frequency of compounding (m) is the number of times interest is compounded. If compounding is applied every year, m=1, m=4, and m=12 respectively. The frequency can be continuous, which is the extreme form and theoretical limit for compounding frequency. In this case, m=infinity.
• Payment frequency (q) indicates how frequently payments will be made.
• An annuity type (T) indicates the time of payment for each payment period. (Ordinary annuity: End of each payment period; annuity Due: Beginning of each payment period.
• Future Value of Annuity (FVA). The future value of any cash flows (payments) of present value.
• We will now provide an overview of the calculations involved.
These are the two most basic annuity formulas:
• Ordinary Annuity
• Annuity due:
• Article author
Parmis Kazemi
Parmis is a content creator who has a passion for writing and creating new things. She is also highly interested in tech and enjoys learning new things.
###### Future Value Of Annuity Calculator English
Published: Tue Jul 12 2022
In category Financial calculators

#### Other financial calculators

Monthly Salary To Hourly Salary Calculator (pay Calculator)

Calculate what you earn per hour easily with our calculator! You also learn the important differences between hourly and monthly salary payments!

Pay Raise Calculator

Calculate your new salary after pay raise easily with our online pay raise calculator!

Consumer Surplus Calculator (consumer Surplus Formula)

Calculate instantly consumer surplus with our online economic calculator!

Salary Calculator

The Salary Calculator converts salary amounts into their equivalent values based upon payment frequency.

Car Loan Calculator

This is a free calculator that calculates the monthly loan payment of an auto loan. Works with new and used cars!

Discount Calculator

Using this online calculator, you can figure out the final price after applying any discounts.

Cryptocurrency Profit Calculator

This calculator helps you to see how much money and profit you have made from your investments.

Ethereum (ETH) Profit Calculator

Calculate the profits of your Ethereum investments easily with this free investment calculator.

Dogecoin (DOGE) Profit Calculator

Calculate the profits of your Dogecoin investments easily with this free investment calculator.

Bitcoin (BTC) Profit Calculator

Calculate your investment profits of Bitcoin easily with this free investment calculator.

Return On Equity Calculator

This ROE calculator allows you to quickly calculate ROE (return-on-equity) based upon the net income generated as well as the total equity of the company/project.

Mortgage Calculator

This is a free tool that will calculate your monthly mortgage payment.

Ripple (XRP) Profit Calculator

Calculate the profits of your XRP investments with this free profit calculator.

Bitcoin Cash (BCH) Profit Calculator

Calculate the profits for your BCH investments easily with this free investment calculator.

Litecoin (LTC) Profit Calculator

Calculate the profits of your LTC investments easily with this free investment calculator.

Binance Coin (BNB) Profit Calculator

Calculate the profits of your BNB investments easily with this free investment calculator.

Equivalent Annual Cost Calculator

Use this free online tool to calculate the equivalent annual cost, which is a measure of the true cost of owning an asset over its lifetime.

Annual Income Calculator

This is an online tool is that calculates how much money you make in a year.

Return On Investment (ROI) Calculator

This is a calculator that helps you figure out how much money you will make from an investment.

Car Depreciation Calculator

This calculator calculates the cost of depreciation for your car. Estimate the car's value once it has been used.

Interest Calculator

Our interest calculator allows you to calculate the interest payments and final balances for not only fixed principal amounts but also periodic contributions.

CAPM Calculator

Use this CAPM calculator to explain the relationship between the expected return and the risk of security.

Financial Markup Calculator

The markup calculation calculator is a tool for businesses that calculates your sales price.

Home Loan Calculator (EMI)

This home loan calculator is free and will allow you to calculate your Home Loan EMI quickly.

PPF (Public Provident Fund) Calculator

This financial tool allows you to resolve your queries about the Public Provident Fund account.

Mutual Funds Returns Calculator

With this free tool you can calculate the return on investment on mutual funds!

SIP (systematic Investment Plan) Calculator

SIP calculators allow individuals to quickly calculate the potential returns of their mutual fund  investments made via SIP.

CAGR Calculator (compond Annual Growth Rate)

If you want to estimate the potential return from an investment, the CAGR calculator is the tool for you!

Ponderal Index Calculator

This ponderal Index Calculator will provide a more accurate measurement than Body Mass Index.

Cap Rate Calculator

The cap rate, also known as the capitalization rate calculator is a tool that anyone who is interested in real property can use.

Stock Average Calculator (cost Basis)

This stock average calculator will allow you to calculate the stock price or the average price at which you purchased your stocks.

Investment Calculator

You can use the Investment Calculator to calculate a particular parameter for your investment plan. The tabs indicate the parameter to be calculated. To calculate the return rate required to reach a certain investment goal using particular inputs click on the Return Rate tab.

Reverse Stock Split Calculator

This remarkable tool will calculate a stock's new value after a reverse stock splitting.

Electricity Cost Calculator

The electricity cost calculator allows consumers to estimate their annual electricity costs in an easy-to-use way.

Common Rent Split Calculator

This calculator will quickly and efficiently calculate the fair rental amount for each member of your rental unit.

Commission Calculator

This online calculator will calculate the percentage-based remuneration.

Future Value Calculator

The Future Value Calculator is a smart tool that will quickly calculate the value of any investment at any given moment in the future.

Startup Valuation Calculator

The post and pre-money valuation calculator simplifies the math so you can focus on more important tasks when you're negotiating startup valuation.

Hedge Ratio Calculator For Investments

This calculator will help you determine the percentage of your investment portfolio that has been hedged against investment risk.

Sinking Fund Calculator

The sinking fund calculator helps you to determine how much you need to put aside in order for you to achieve your goal within the specified time.

Recurring Deposit (RD) Calculator

The RD Calculator (recurring deposit) can help you determine the maturity value for your RD Investment Account if it grows at a set interest rate and over a certain amount of time.

Lease Calculator

Our lease calculator will help you to determine the monthly, and total payment for a lease.

Debt To Income Ratio Calculator

The debt to income calculator, or DTI calculator for short, is an invaluable tool for anyone who has taken out any type of loan. This calculator will show you how much debt you have and whether you can afford another loan.

Payback Period Calculator

The payback period calculator allows you to estimate how long it will take to make a profit on an initial investment.

Earnings Per Share (EPS) Calculator

This tool will guide you in calculating your earnings per share. It also provides you with an exact formula for calculating your EPS.

Moment Of Inertia Calculator

The moment-of-inertia calculator can be used to assist you if you are having trouble determining the second instant of area for any common shape (such as a round or a hexagon).

Annual Percentage Yield

The APY Calculator can be used to calculate how much interest you will earn on an investment made over the course of a year.

Margin Calculator

If you're looking to maximize your margins, this calculator will be your best friend. You can calculate the revenue from an item if you know its price and your preferred profit margin percentage.

Crore To Lakh Converter

The crore to lakh converter is a handy tool that allows you to convert any number into crores or lakhs.

Boat Loan Calculator

This tool will assist you in estimating monthly payments as well as calculating the total price for your dream boat financing.

Bond Price Calculator

We aim to help you calculate the bond prices issued by a government or a corporation with this bond price calculator.

Time And A Half Calculator

With our time and a half calculator, you can easily find the overtime rates for time and a half, double pay, and triple pay.

FIRE Calculator - Calculate Early Retirement

FIRE Calculator — Financial Independence, Retire Early

Percent Yield Calculator

The percent-yield calculator will assist you in understanding how percent yield and also show you the percentage yield formula, as well as the definition.

Diversification Calculator

Credit Card Payment Calculator

Calculate your credit card payments easily with our free tool

Calculate Your Current Ratio Of Assets To Liabilities