Financial Calculators

Investment Calculator

You can use the Investment Calculator to calculate a particular parameter for your investment plan. The tabs indicate the parameter to be calculated. To calculate the return rate required to reach a certain investment goal using particular inputs click on the Return Rate tab.

Investment Calculator

Compound frequency
made with ❤️ by

Table of contents

What is Investing?
Variables involved
Real Estate

What is Investing?

Investing is when you allocate resources, often money, in the hope of earning income or profit. You can invest money in ventures like starting a company or purchasing property in the hopes of reselling later at a better price.

Variables involved

The four key elements of any typical financial investment are:
  • Return rates: This is the number that matters most to many investors. While it looks like a simple percentage, this number is the real deal and can be used to evaluate the appeal of different financial investments.
  • Start amount: This is often referred to as the principal. It is the amount at the start of the investment. This amount can be used for an inheritance, a home or the purchase of gold.
  • End sum: The desired amount at end of investment's term.
  • Investment length: This is the length of an investment. The risk of the unforeseeable future is generally greater the longer the investment. The longer the investment period, generally speaking, the greater the compounding return and the greater your rewards.
  • Additional Contribution: Investments can be made without them. An investment that has additional contributions will yield a higher return over time and a higher value at the end.
  • Different Investment Types

    Our Investment Calculator allows you to use it for any investment opportunity. Below are some common investments. There are many more investment options than the ones listed.


    A certificate of deposit, also known as a CD, is one example of the type of investment that the calculator can work with. It is available at most bank branches. CDs are considered low-risk investments. Federal Deposit Insurance Corporation (FDIC), an American government agency, insures most U.S. banks. FDIC guarantees the CD until a certain amount. The CD pays an interest rate that is fixed for a specific time. It also gives investors an easy-to determine rate of return as well as the length of the investment. The rate of interest earned is generally higher the longer money is kept in CDs. You can also invest in savings accounts or money-market accounts which have low risk and pay low rates.


    Investments in bond securities are subject to risk. Higher risks require premiums to be covered. If you buy the bonds or debt of companies rated as high-risk (Moody's Fitch and Standard & Poor's), then you will get a fairly high rate of interest. But, there's always a chance that the companies could go out of business.
    You are much safer buying bonds from companies that have been rated low-risk by the above agencies. This also earns you a lower annual interest rate. Bonds can be purchased for the short-term or long-term.
    Investors who are short-term bond buyers want to buy bonds at low prices and then sell them as soon as they rise in price. This is preferable to keeping the bond until it matures. When interest rates rise, bonds prices tend to drop and to rise. There are short-term trading opportunities in different areas of bond markets.
    Holding bonds to maturity is a prudent way to invest in bond investments. When the bonds reach maturity, interest payments will be available twice a calendar year and the owners will get the face price of the bond. A long-term bond-buying plan does not require you to worry about the impact of interest rate changes on a bond’s price or market. The strategy should not be affected by changes in interest rates or market values unless the decision is made to sell.
    One special bond is the United States Treasury inflation protection securities or TIPS. TIPS can be used to reduce inflation risk. TIPS also offers a risk-free return, which is guaranteed by the U.S. government. Although they provide a high return, they are still a popular investment. TIPS are guaranteed not to rise as fast as inflation (as defined by the Consumer Price Index, CPI). This is their uniqueness and characterizes how they behave.


    Popular forms of investment include equity and stocks. Stocks are not fixed interest investments, but they are an important form of investment for institutional and private investors.
    A stock, or a percentage of ownership in a business, is a share. It allows a part-owner of a public corporation to share in its profits. Stockholders are entitled to receive funds in dividends, as long as their shares are held (and the company continues paying dividends). Stocks can be traded on stock exchanges. Many investors purchase stocks with the intention of purchasing them at a low price, then selling them at an even higher price. Many investors choose to invest in mutual funds or other types of stock funds that combine stocks. These funds are normally managed or managed by a finance manager. A "load" is a fee that allows the investor to work with a manager or firm. ETFs are another type of stock fund. These funds track an index or sector, commodity, and other assets. ETF funds are just like regular stock and can be traded on a stock market. An ETF may track any asset such as the S&P 500 or certain types of real property, commodities, bonds, or other assets.

    Real Estate

    Real estate is another popular option for investment. One popular investment is to buy apartments and houses. You have the option of renting them out or selling them. It is possible to buy land, and make it more attractive by investing in improvements. Real Estate Investment Trusts, which are companies or funds that finance income-producing realty, are not for everyone. Values are usually dependent on the appreciation. There are many reasons that real estate investments can appreciate. These include gentrification or an increase in the development of surrounding areas.


    Last but not less are commodities. These commodities include precious metals like silver and gold, as well as useful commodities like oil. Because gold is a finite resource, it is complicated to invest in. The price of it does not depend on industrial usage. It is common for investors, especially during financial uncertainty, to hold gold. Investors are more likely to purchase gold during times of crisis or war, which drives the price higher. However, silver investment is heavily influenced by the demand for it in photovoltaics, the automobile industry, and other practical uses. Oil is a popular investment. There is always a need for petrol, so oil is very in demand. Oil is traded in spot markets all over the world. These are public financial markets where commodities can be traded immediately for delivery. Prices fluctuate depending on global economic conditions. Futures exchanges are used to invest in commodities like gas. Chicago's CBOT in Chicago is the largest. Futures exchanges have options to trade quantities of gas or other commodities before delivery. Private investors may trade into futures and then out, but they must avoid the terminal delivery point.
    While the Investment Calculator can be used to calculate the various types of investments (among others), the real problem is in determining the value of each variable. It is possible, for instance, to use historical average returns rates or future forecasts as the "Return rate" variable in the investment calculation of a house. It's also possible to include all capital costs or just a portion of the cash flows associated with the purchase of a plant as inputs in "Additional contribution." Because of this difficulty, it is not possible to come up with precise calculations. Therefore, results should be taken very seriously.
    Parmis Kazemi
    Article author
    Parmis Kazemi
    Parmis is a content creator who has a passion for writing and creating new things. She is also highly interested in tech and enjoys learning new things.
    Investment Calculator English
    Published: Mon May 16 2022
    In category Financial calculators
    Add Investment Calculator to your own website

    Other financial calculators

    Monthly Salary To Hourly Salary Calculator (pay Calculator)

    Calculate what you earn per hour easily with our calculator! You also learn the important differences between hourly and monthly salary payments!

    Pay Raise Calculator

    Calculate your new salary after pay raise easily with our online pay raise calculator!

    Consumer Surplus Calculator (consumer Surplus Formula)

    Calculate instantly consumer surplus with our online economic calculator!

    Salary Calculator

    The Salary Calculator converts salary amounts into their equivalent values based upon payment frequency.

    Car Loan Calculator

    This is a free calculator that calculates the monthly loan payment of an auto loan. Works with new and used cars!

    Discount Calculator

    Using this online calculator, you can figure out the final price after applying any discounts.

    Cryptocurrency Profit Calculator

    This calculator helps you to see how much money and profit you have made from your investments.

    Ethereum (ETH) Profit Calculator

    Calculate the profits of your Ethereum investments easily with this free investment calculator.

    Dogecoin (DOGE) Profit Calculator

    Calculate the profits of your Dogecoin investments easily with this free investment calculator.

    Bitcoin (BTC) Profit Calculator

    Calculate your investment profits of Bitcoin easily with this free investment calculator.

    Return On Equity Calculator

    This ROE calculator allows you to quickly calculate ROE (return-on-equity) based upon the net income generated as well as the total equity of the company/project.

    Mortgage Calculator

    This is a free tool that will calculate your monthly mortgage payment.

    Ripple (XRP) Profit Calculator

    Calculate the profits of your XRP investments with this free profit calculator.

    Bitcoin Cash (BCH) Profit Calculator

    Calculate the profits for your BCH investments easily with this free investment calculator.

    Litecoin (LTC) Profit Calculator

    Calculate the profits of your LTC investments easily with this free investment calculator.

    Binance Coin (BNB) Profit Calculator

    Calculate the profits of your BNB investments easily with this free investment calculator.

    Equivalent Annual Cost Calculator

    Use this free online tool to calculate the equivalent annual cost, which is a measure of the true cost of owning an asset over its lifetime.

    Annual Income Calculator

    This is an online tool is that calculates how much money you make in a year.

    Return On Investment (ROI) Calculator

    This is a calculator that helps you figure out how much money you will make from an investment.

    Car Depreciation Calculator

    This calculator calculates the cost of depreciation for your car. Estimate the car's value once it has been used.

    Interest Calculator

    Our interest calculator allows you to calculate the interest payments and final balances for not only fixed principal amounts but also periodic contributions.

    CAPM Calculator

    Use this CAPM calculator to explain the relationship between the expected return and the risk of security.

    Financial Markup Calculator

    The markup calculation calculator is a tool for businesses that calculates your sales price.

    Home Loan Calculator (EMI)

    This home loan calculator is free and will allow you to calculate your Home Loan EMI quickly.

    PPF (Public Provident Fund) Calculator

    This financial tool allows you to resolve your queries about the Public Provident Fund account.

    Mutual Funds Returns Calculator

    With this free tool you can calculate the return on investment on mutual funds!

    SIP (systematic Investment Plan) Calculator

    SIP calculators allow individuals to quickly calculate the potential returns of their mutual fund  investments made via SIP.

    CAGR Calculator (compond Annual Growth Rate)

    If you want to estimate the potential return from an investment, the CAGR calculator is the tool for you!

    Ponderal Index Calculator

    This ponderal Index Calculator will provide a more accurate measurement than Body Mass Index.

    Cap Rate Calculator

    The cap rate, also known as the capitalization rate calculator is a tool that anyone who is interested in real property can use.

    Stock Average Calculator (cost Basis)

    This stock average calculator will allow you to calculate the stock price or the average price at which you purchased your stocks.

    Reverse Stock Split Calculator

    This remarkable tool will calculate a stock's new value after a reverse stock splitting.

    Electricity Cost Calculator

    The electricity cost calculator allows consumers to estimate their annual electricity costs in an easy-to-use way.

    Common Rent Split Calculator

    This calculator will quickly and efficiently calculate the fair rental amount for each member of your rental unit.

    Commission Calculator

    This online calculator will calculate the percentage-based remuneration.

    Future Value Calculator

    The Future Value Calculator is a smart tool that will quickly calculate the value of any investment at any given moment in the future.

    Startup Valuation Calculator

    The post and pre-money valuation calculator simplifies the math so you can focus on more important tasks when you're negotiating startup valuation.

    Hedge Ratio Calculator For Investments

    This calculator will help you determine the percentage of your investment portfolio that has been hedged against investment risk.

    Sinking Fund Calculator

    The sinking fund calculator helps you to determine how much you need to put aside in order for you to achieve your goal within the specified time.

    Recurring Deposit (RD) Calculator

    The RD Calculator (recurring deposit) can help you determine the maturity value for your RD Investment Account if it grows at a set interest rate and over a certain amount of time.

    Lease Calculator

    Our lease calculator will help you to determine the monthly, and total payment for a lease.

    Debt To Income Ratio Calculator

    The debt to income calculator, or DTI calculator for short, is an invaluable tool for anyone who has taken out any type of loan. This calculator will show you how much debt you have and whether you can afford another loan.

    Payback Period Calculator

    The payback period calculator allows you to estimate how long it will take to make a profit on an initial investment.

    Earnings Per Share (EPS) Calculator

    This tool will guide you in calculating your earnings per share. It also provides you with an exact formula for calculating your EPS.

    Moment Of Inertia Calculator

    The moment-of-inertia calculator can be used to assist you if you are having trouble determining the second instant of area for any common shape (such as a round or a hexagon).

    Future Value Of Annuity Calculator

    The Future Value of Annuity Calculator can be used to find the future value of a set of equal cash flows at a particular date.

    Annual Percentage Yield

    The APY Calculator can be used to calculate how much interest you will earn on an investment made over the course of a year.

    Margin Calculator

    If you're looking to maximize your margins, this calculator will be your best friend. You can calculate the revenue from an item if you know its price and your preferred profit margin percentage.

    Crore To Lakh Converter

    The crore to lakh converter is a handy tool that allows you to convert any number into crores or lakhs.

    Boat Loan Calculator

    This tool will assist you in estimating monthly payments as well as calculating the total price for your dream boat financing.

    Bond Price Calculator

    We aim to help you calculate the bond prices issued by a government or a corporation with this bond price calculator.

    Time And A Half Calculator

    With our time and a half calculator, you can easily find the overtime rates for time and a half, double pay, and triple pay.

    FIRE Calculator - Calculate Early Retirement

    FIRE Calculator — Financial Independence, Retire Early

    Percent Yield Calculator

    The percent-yield calculator will assist you in understanding how percent yield and also show you the percentage yield formula, as well as the definition.

    Diversification Calculator

    Credit Card Payment Calculator

    Calculate your credit card payments easily with our free tool

    Calculate Your Current Ratio Of Assets To Liabilities

    Calculate your current ratio for finance and business!

    Credit Score Calculator

    Try our free and easy to use credit score calculator. Use it to estimate what your FICO credit score might be.

    Dividend Payout Ratio Calculator

    Common Equity Tier 1 (CET1)

    Cost Of Living Calculator To Understand Your Monthly Budget!

    Figure out if you will save or owe money each month with our monthly budget calculator

    Calculate How Much Capital Gains Tax You Will Owe With This Simple Calculator

    Calculate how much capital gains tax you will owe with this simple calculator

    Calculate The Coefficient Of Variation

    Calculate the coefficient of variation to compare two sets of data with different units of measurement